Affordable Green Mortgage by Ecology Building Society

Ecology Building Society (EBS) has teamed up with The Environment Trust to bring you affordable mortgage, exclusive to our Norfolk Park Development

Call EBS on 0845 674 5566 and speak to Jon Lee or David Turner to find out more and to request a mortgage application pack.

Special savings:

• A variable interest of 0.75% above the current Bank of England base rate and the potential for a further reduction of 0.2% on the full mortgage balance if your annual energy bills are less than £150*.
• Waiver of application fee - saving of £250
• No early repayment charges to pay upon redemption

About the mortgage

• You can borrow up to 3.5 times (three and a half times) your sole or joint incomes
• EBS can lend up to 100% of the share you are purchasing
• A further discount of 0.2% is available if your energy bills do not exceed £150 in the first year*
• The term of mortgage can be between 10 to 30 years
• All mortgages on the scheme will operate on a Capital & Interest basis only (which means you pay back both the amount you borrowed and the interest charged on it), so at the end of the term, the mortgage will be repaid in full
• Standard residential mortgage valuation fee is payable upon application - refer to their tariff charges for fees
• The mortgage will not qualify for any other residential owner occupier mortgage discounts apart from those mentioned

*once discounted is awarded, it will remain in place for the remainder of the mortgage term, subject only to a review after a further 2 years of occupancy to confirm energy consumption levels remain broadly in line with initial usage

EBS has been providing green mortgages for properties that have a positive environmental benefit for over 25 years.

In addition to the special mortgage offer, EBS will be making the following donations to The Environment Trust to support the Norfolk Park community's sustainable transport and biodiversity programmes:

£250 for each completed mortgage over £70,000
£175 for each completed mortgage under £70,000

Ecology Building Society
7 Belton Road Silsden Keighley West Yorkshire BD20 0EE
Tel: 0845 674 5566 Fax: 01535 650780
Email: loans@ecology.co.uk Website: www.ecology.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.